Identity Theft Shield Positively Impacts Theft Intrusions

While there is currently no available guarantee that you will never be the victim of identity theft there are methods you can take to both reduce the probability and make you aware of it when it happens. An identity theft shield can be placed on your accounts to notify you of questionable activities.

Unless you review your credit reports from all three of the major reporting agencies on a regular basis, it could be months before you learn about an incidence of identity theft. A person, with enough of your personal information, could change your mailing address when they open new charge accounts and you would never receive any of the bills that the thief is not paying. An identity theft shield would notify you of any information reported to the credit agency, including the change of address.

Currently, there are several pre-paid legal services offering this type of service with credit report notification being part of their program. They will also help with the legal aspects of repairing any damages that may be done as a result of identity fraud. Identity theft shield services should protect both before and after a theft.

Automatic Vigilance Provides Increased Security

Keeping a constant eye on your credit report, looking for the little things that will notify you that a theft may have taken place, is about the only sure means of keeping track of your information. This will take time as well as the understanding of what to look for on your part. An identity theft shield program claims to be able to do this automatically. In addition, the identity theft shield will not only notify you, when you submit that you did not authorize a change or a new account, steps will be taken to eliminate it, as well as pursue the person responsible.

For example, you are notified by the identity theft shield that a new credit card has been issued in your name. You know you did not open one and notify the service of this fact. The card will be cancelled immediately, removing you from responsibility of any charges made on the card and the authorities will be notified of the theft of your identification.

Without any identity theft shield protection, if the new credit card bill is sent to a different address, it could be months and thousands of dollars of debt before you find out that a claim has been issued against you for unpaid credit card debt.

Tags: identity-theft-protection, identity-theft-shield

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